Wednesday 18 April 2012

Indian Forest Service Examination, 2012.

The Union Public Service Commission (UPSC) will hold the Indian forest Service Examination, 2012 commencing from 14th July, 2012.  The examination will be held at various centres across the country.
                  Candidates are required to apply only through online mode.  No other mode is allowed for submission of application.  For details regarding eligibility conditions, the Syllabus and Scheme of the examination, Centres of examination, Guidelines for filling up application form etc. aspirants must consult the Detailed Notice of the examination published in the Employment News/Rozgar Samachar dated 14th April, 2012 or the UPSC website www.upsc.gov.in.

Avoid PAN as ID proof for rail tickets under tatkal scheme’

Mumbai, April 18, 2012(TNN): Avoid using your permanent account number (PAN) to book railway tickets under the tatkal scheme, as it can be misused to carry out benami transactions. 

Tatkal scheme ID proof- Voter ID, Passport , PAN Card, Driving License, ID issued by Govt offices, bank passbook and Credit card.
The Indian Railways accepts the PAN card as indentity proof to book tickets under the scheme, but anybody can access the details as they are published on reservation charts pasted on compartments. 
Premnath D S, a Hyderabad-based chartered accountant, told TNN, “The system is a boon for benami transactions after the Finance Act 2012 made it mandatory for traders like jewellery dealers to collect a tax from customers on the purchase of jewellery worth Rs 2 lakh and above.” 
He said while compiling tax collection at source (TCS) rules for collection, payment and uploading of that information, jewellery dealers have to furnish the PAN of customers. For some customers it is inconvenient to provide the PAN as they have constraints in explaining their sources of money. Premnath said, “Traders may try accommodate high net-worth customers by quoting a benami PAN, particularly the name, sex and age from reserved railway compartments.” 
This information went viral on the net after Premnath posted an alert about the system’s possible misuse. 
Subhash Gupta, member, zonal rail user consultative committee, said the railways must stop publishing PAN details on reservation charts. He appealed to people not to use their PAN card as identify proof for booking tickets till a foolproof system is in place. 
Premnath said, “The income-tax department can ask the tax-payer to explain the source of income for such transactions.” 
“The onus is on genuine tax-payers for a fault of traders. The settlement of such disputes often takes more than two years,” he added.

How to Add a Water Mark to a Word Document

 
Most of us seen water marks in many papers especially in exam answer papers etc. With Microsoft Word We can set a water mark in our document to separate it from others. Also water mark help us to distinguish our documents from others. We can either insert a text water mark or a picture water mark

Microsoft Word 97/2000/XP (2002)/2003:
    Open the Word document that you want to add watermark to.
    Select "Format" from the top menu, then select "Background", then "Printed Watermark".In the "Printed Watermark" dialog: 1 To insert a text watermark:
    • Select the "Text watermark".
    • Then, either select a pre-defined text from the drop-down, or type in your desire text on the "Text" field.
    • Customize your watermark with other options in this dialog such as text size, text color, etc, then click "OK".
    • Watermark is now inserted into your document.

    2 To insert an image watermark:
    • Select the "Picture watermark".
    • Then click on the button "Select Picture...".
    • Navigate to the directory where your watermark picture is located. Select it and click "Insert".
    • Select a customized scale if desired, then click "OK".
    • The image is now inserted into your document as watermark.
But in Microsoft windows 2007/2010
we want to open the word document and select the tab “Page layout”
and select page background group select the water mark.
Then do the step 1 or 2to add the specified water mark.

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Clarification in respect of Post Office Life Insurance Rules - 2011.


DIRECTORATE OF POSTAL LIFE INSURANCE
Department of Posts, Ministry of Communications &
Information Technology, Government of India
Chanakyapuri Post Office Complex,
New Delhi-11 0021


 Dated16.04.2012
All Head of Circles,
Addl. Director General (APS),
Director, PLI, Kolkata


Sub: Clarification in respect of Post Office Life Insurance Rules - 2011.

Further to PLI Directorate letter of even No. dated 13.03.2012, J&K Circle has sought clarification whether the antedating of proposals for sum assured upto ~5 lakhs is to be made at the level of Divisional Head being the accepting authority.

2. It is clarified that as per Rule 19(b) of Manual for Circle Offices the power of ante-dating may be exercised by Head of Circle.

3. Further, the clarification given at sl. (ii) of PLI Directorate letter of even No dated 13.03.2012 may kindly be read as "Bonus of EA will be paid since the commencement of the policy in case of CWLA and in case of WLA policies, bonus attached prior to ordinary conversion will remain unchanged".

4. This has the approval of Chief General Manager (PLI).

( ipl Malhotra)
Dy. Divisional Ma ager (PLI)


Copy to:

1. PPS to CGM (PLI) for information of CGM.
2. PS to GM (V)/ GM (P).
3. Addl. GM (V)/ Addl. GM (J).
4. DDM-II, PLI Directorate for information and getting the necessary provisions made in the software.
5. Section Officer, PLI Directorate for Guard File

Job Highlights (14 APRIL 2012 -20 APRIL 2012)

  1. Union Public Service Commission notifies Indian Forest Service Examination 2012 number of vacancies’ Approximately 85. Last Date : 14.05.2012
  2. Union Public Service Commission invites online recruitment application for 433 posts of Public Prosecutors, Airworthiness Officers and Assistant Public Provident Fund Commissioners against Special Recruitment Advt. No-51/2012. Last Date: 03.05.2012
  3. United Indian Insurance Company requires 350 Specialist Generalist/Officers. Last Date: Online between 07.04.2012 and 25.04.2012.
  4. Directorate of Forensic Science Services. MHA, New Delhi requires 180 Scientists and Ministerial Manpower. Last Date: 30 days after publication.
  5. Headquarters Goa Naval Are, Vasco-da-Gama requires 93 Stenographers, Civilian Motor Drivers, MTS, Painter, Electricians, LDC etc. Last Date: 21 days after publication
  6. 27 Ammunition Company, C/o 56 APO requires 55 Mazdoors (Group ‘C’) Last Date: 21 days after publication.
  7. National Projects Construction Corporation Limited requires 33 Dy. Managers, Assistant Managers, Engineer, Sr. Assistant etc. Last Date : 30 days after publication.
  8. Ordnance Factory, Raipur requires 22 Fitters, Turners, Millers, Carpenters etc. Last Date: 21 days after publication.
Source : http://employmentnews.gov.in/

MODEL QUESTIONS FOR IPO & PM GRADE 1 EXAM ( Q 26 - 50 )


26.  New Speed Post discount structure and operational mechanism would apply to all existing bulk customers availing credit facility w.e.f.

            a)         01012011.                                 b)         01-04-1995
            c)         01-01-2008                                        d)         None of these                       Ans:a

27.       The list showing the details of bags to be received and dispatched by a mail office/transit section is

            a)         Sorting list                                         b)         Due mail list
            c)         A order                                               d)         B order                                   Ans: b(52a)

28.       The list showing the manner in which the articles must be dispatched is

            a)         Sorting list                                         b)         Due mail list
            c)         A order                                               d)         B order                                   Ans:a(52a)



29.       The mail comprised of articles and documents which must be dispatched every day or at regular intervals is termed as

            a)         Due mails                                          b)         Unusual mails
            c)         Bulk mails                                         d)         None of the above               Ans: a(53)

30.       Letter posted after the prescribed hours of closing the mails but within the time permitted for posting and with prescribed late fee (in addition to the postage) are called

            a)         Too late letters                                  b)         Late letters
            c)         Missent letters                                  d)         Non of the above                 Ans: b(56a)

31.       Letter posted after the prescribed hours of closing the mails but within the time permitted for posting and without affixing prescribed postage and late fee are called

            a)         Too late letters                                  b)         Late letters
            c)         Missent letters                                  d)         Non of the above                 Ans: a(56a)

32.       An article which has been erroneously forwarded by an office to an office other than the office of destination and an article is a vernacular article on which the incorrect destination are

            a)         Mis-sent & mis directed article       b)         Too late letter
            c)         Late letters                                         d)         Non of the above                 Ans: a(57)

33.       Mark incorrect correct option

a)       Trial card  used for the purpose of determining the relative advantage of
            alternative mail routes or the cause of detention to articles
            b)         Trial cards are red colour
            c)         Trial card should be included in any station bundle
            d)         None of these                                                                                               Ans: c(57)

34.       The timing of clearance of letter at railway station is fixed by

            a)         SSPOs                                               b)         SSRM/SRM
            c)         Sub Divisional Inspector of Posts             d)         IRM                                         Ans: b(58)

35.       The registered newspaper addressed to foreign countries must have

            a)         Separate license for posting         
b)         License to post without prepayment
            c)         License to post only on prepayment of postage
d)         None of these                                                                                               Ans:a(58a)   

36.       The min number of copies of Regd newspaper posted at a time

            a)         100                                                     b)         50
            c)         75                                                        d)         60                                            Ans: a(58a)

37.       Mark correct option

            a)         Bill of franking machine used is prepared in form MS10
            b)         In RMS offices, letter box key should be kept in custody of Sorting Assistant
            c)         Greeting cards are treated as first class mails in sorting. During the greeting
season they are given air lift also without air surcharge otherwise surface mode.
            d)         Label bundle should not contain more than 50 to 60 letters & post cards.
            e)         All of the above                                                                                            Ans:e

38.       Mark correct option

            a)         Territorial bundle prepared for foreign when not less than 5 articles
            b)         Bulk bag system is not available for Srilanka, Nepal, Buthan & Pakistan
            c)         Ordinary circumstances the bulk of the correspondence for any office is more
                        than a single mailbag can contain called as plural mail bags
            d)         When extra mail bag(unusual mail) is closed for PO or Mail office the registered    bag should be place in the due mail list         
            e)         All of the above                                                                                            Ans: e

39.       Normally mail list prepared in

            a)         Triplicate                                            b)         Duplicate
            c)         Single copy                                       d)         Quadruplicate                       Ans: b(76b)

40.       Air mail bags dispatched to each port of call is accompanied with

            a)         Window delivery ticket                    b)         Inland airmail delivery bill
            c)         Mail list                                               d)         None of these                       Ans: b(76)

41.       Face of the article mean

            a)         Back side of the article        b)         The side on which sender address written
            c)         The side on which addressee address written   d)         None of these Ans: b(54)

42.       Letter posted in the Night post office without payment of late feed will be

a)         Impressed with the remarks ‘Detained late fee not paid’ and included on the next day dispatch
            b)         Returned to the sender with the remarks ‘late fee not paid’
            c)         Detained without any remarks
            d)         None of these                                                                                               Ans: a(56a)

43.       The incharge of a RMS division is called       

a)         Senior/Superintendent of RMS    b)         Sub Divisional ASRM
c)         HRO                                                   d)         SRO                                       Ans: a(4)

44.       The lowest unit of post office is

            a)         Head Post Office                              b)         Sub post office
            c)         EDSO                                                 b)         BO                                          Ans:d(8)

45.       Monthly sorting order is issued by
           
            a)         PMG                                                   b)         SSP/SP
            c)         DG Posts                                           d)         CPMG                                    Ans: d(9)

46.       The officer incharge of a Head Record office is designated as

            a)         Head Postmaster                             b)         Record officer
            c)         Head record officer                          d)         Head sorter                           Ans: c(17)

47.       Territorial regd bundl are prepared when the number of registered article is

            a)         25 or more                                         b)         5 or more
            c)         10 or more                                         d)         50 or more                             Ans: a(24)

48.       The keys and changeable hour plate of a letter box must be kept in the custody of

            a)         Postmaster                                        b)         APM
            c)         Postal Assistant                               d)         Treasurer                               Ans: c

49.       Station bundle are prepared only when the no of article either paid of unpaid of any PO
            a)         5                                                          b)         7
            b)         3                                                          d)         14                                            Ans: d(24)

50.       The mail posted BO are sent to

            a)         Directly to RMS mail office                                     b)         HO
            c)         AO for inclusion into bag to the mail office         d)         None of these Ans: c(8)

(Prepared by AB Kantharaja Mobile 08969822340,  http://abkantharaja.blogpot.in)

How to avail Mobile Banking services- Useful article from TOI



A mobile phone is no longer a simple device to make calls. It's become the hub for all your activities, from e-mailing and browsing to paying bills and transferring money. Banks may have been the first to dip their feet into this technological pool, but telecom companies have begun to catch up. The RBI's step to remove the 50,000 cap that it had imposed earlier on daily mobile transactions has also provided the much-needed boost to mobile banking.

How does mobile banking work?
Mobile banking allows you to conduct financial transactions on your phone just as you would at a bank branch or through Net banking. Banks are now evolving this facility as they launch innovative products.

For instance, IndusInd Bank's cash-to-mobile service enables customers to transfer money to anybody, including those who do not have a bank account. A bank customer can download the bank's app on his phone and then put in the phone number of the person to whom he wants to send the money, along with the transaction amount. The bank will send a message to the remitter and the beneficiary along with different PINs to each. The remitter will have to message his PIN to the beneficiary, who can then use both PINs and his mobile number to withdraw cash from an IndusInd Bank ATM. The service is free but operator charges will apply. Also, the sender will need a Java-enabled handset.

Airtel Money, on the other hand, can be used on any mobile phone and you can register for it by dialling *404# or at an authorised Airtel Money retailer. There are two types of accounts. The first one is an express account , wherein you can load 10,000 and use this to pay utility bills or for booking rail/flight tickets on travel portals.

The upgraded version is called a power account, which can be loaded up to 50,000. This can be done through Net banking or an Airtel Money retailer. Citibank too has started a mobile banking service through its Citibank Cash-to-Mobile Receivables Solution and is aimed at corporate customers. It enables them to receive funds from retailers or end-customers. The advantage is that the money is transferred instantly through IMPS (Interbank Mobile Payment Service), which reduces the cost of transaction.

What banks plan to do?
Banks have decided to take one step at a time. Currently, they are not pushing hardcore banking services, only presenting mobile banking as an enquiry tool to entice the customers to carry out transactions . For example, SMS alerts for bill payment may tempt you to pay the bill through the phone itself.

Banks are also trying to allay customers' fears of data leakage. Each transaction requires multiple PINs or a one-time password (OTP) to ensure it is secure. There are also plans to launch other services under mobile banking to make it more appealing , such as ING Vysya's plans to include wealth management and loan services . "This will allow a client to use his banking app as a gateway for banking, shopping, stock market information and travel," explains Panda.

How to access the wallet in your phone
To register for mobile banking services, you will need... An account with the concerned bank or telecom company. You should be registered forNet banking in case of a bank. A Java-enabled handset for mobile banking, but an ordinary phone will do for Airtel Money. An active GPRS connection in case of mobile banking so that you can access the Net. To download the mobile banking application.

How to transfer funds
Log in to the bank's app menu and input the mobile phone number or bank account number of the beneficiary. Message the PIN you receive from the bank to the beneficiary who will also receive a secret number. He will have to log in both PINs at the ATM to withdraw the money. If the funds are being transferred to a bank account, it will take about four working days.

Is it popular?
While online banking has picked up pace, mobile banking remains subdued. One reason is that when a new technology comes into the market, it takes time for people to familiarise themselves with it, which is why the growth is slow. "Another reason is that the small screen of a mobile phone hampers the usage for transactions," says Ritesh Saxena, head (personal accounts and direct banking ), IndusInd Bank. Moreover , the generation that is hooked on to its mobile phones rarely indulges in banking activities. "However, since the youth prefer phones to PCs, mobile banking will be the preferred channel in the future," adds Saxena.


Phone technology is another problem area as there are different platforms of mobile banking for different phones. However, the advent of smartphones has definitely spelt good news for the mobile banking segment. Says Sharad Mohan, chief operating officer, global consumer bank, Citibank India: "After the launch of Citi Mobile on smartphones we have witnessed a 30% growth in new users."

Source - Times Of India 
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