Recovering Files and Folders from a Corrupt Drive

Recovering Files and Folders from a Corrupt Drive

Recovering Files and Folders from a Corrupt Drive

 

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Educational loans with PAN Card only

Several banks have made it mandatory this year to give educational loans only to those who have permanent account number (PAN) in view of increasing non-performing assets (NPAs) in educational loans. In the event of a guardian or a co-borrower existing, he/she must produce a PAN card, a reliable source said.

Though some banks are demanding PAN only at a later stage, after disbursing the loan, some leading banks like State Bank of India (SBI) might be insisting on PAN for even processing the educational loan application forms.

The new eligibility criterion is being enforced due to difficulties faced in contacting the borrower after he/she completes his/her studies.

There were many such cases in each bank, which had led to a rise in NPAs in educational loans, a bank source said.

“The students, after graduation, might shift either to another country or some other place in the country. So, it becomes difficult for us to trace them based on the address given while obtaining the loan,” said a bank staff in charge of the loan section, seeking anonymity.

He added that PAN would help track them, if they defaulted. That is, if they apply for any other loans from banks, the default would be exposed and could even prevent them from obtaining any loan in future, a bank official said.

Mr N. Chandrasekar, AGM of Corporation Bank, told Deccan Chronicle, “PAN cards are necessary for anyone in their life.

Hence, the students should acquire a PAN before joining college. If some banks insist on PAN, they can readily produce the PAN details and process their applications quickly, rather than waste another 15 days to get a PAN.”

A bank source said circulars were issued to ensure PAN details were collected from those who had already obtained loans, and also from those applying for educational loans this year.

“We hope that when we insist on PAN cards, the NPA will come down after a couple of years as the students will have reason to repay the amount,” said the bank source.


source:tkbsen.com

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Government has no proposal to reconsider the New Pension Schemes

New Delhi, May 18, 2012(PIB):  The Government has implemented the New Pension System (NPS) for Government employees who join Central Government (except armed forces) on or after 1st January, 2004. 

The NPS and the old defined benefit (DB) pension system are two different pension systems. Therefore, there can not be any comparison between the two in so far as the benefits to employees are concerned.
The Pension benefits under the DB system are defined, however, under NPS the amount of pension would depend on the investment returns, the accumulation upto the age of retirement and level of annuitisation and type of annuity chosen. 
Some representations of Employees’ Associations have been received by the Government. The major reasons for its opposition by the Employees’ Associations are minimum pension, safety and returns on investment.
Many measures have been taken to protect the interests of the NPS subscribers, like prescribing a flexible investment pattern, establishing a regulator in the form of the Interim Pension Fund Regulatory and Development Authority and creating the modern institutional architecture of NPS, which is low cost. 
There is no proposal from the Government to reconsider the NPS. 
This information was given by the Minister of State for Finance, Shri Namo Narain Meena in written reply to a question in the Lok Sabha today.

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Opening of Holiday Home at Port Blair

No.D-11016/53/2007-Regions

Government of India

Ministry of Urban Development

Directorate of Estates

Nirman Bhawan, New Delhi

Dated 18.05.2012

Office Memorandum

Subject : Opening of Holiday Home at Port Blair.

Holiday Home at Port Blair has been completed and it has been decided to open booking of rooms/suits of holiday home with immediate effect as detailed below :

Name of Office/Booking Authority	Suit /Room No.
(i) Directorate of Estates (DoE) New Delhi	201, 202, 203, 204, 205 (VIP), 306 (VIP)
(ii) O/o AEM, Chennai	301, 303
(iii) O/o EM/AEM, Kolkata	101, 103, 304
(iv) EE, ACD, CPWD, Port Blair	302, 206 (VIP)

2. The Telephone and Fax Nos. of Executive Engineer-cum-Estate Manager, ACD, CPWD, Kendriya Sadan, Lamba Line, Port Blari - 744103 are 03192-241906 and 03192-233583 respectively. Holiday Home at Port Blair is within the campus of Kendriya Sadan, Port Blair.

3. At present, Holiday Home at Port Blair is under Category 'C' for which booking charges are as under

Booking Charges for Holiday Homes under Category 'C'

Categories of applicant and Visitors

Room / Suit	1	2	3
	Member of Parliament (Sitting / Ex.) Central Govt. employee (Serving/Retired)	Employees of State Govt./UTs/Central or State PSU/Autonomous Bodies/Others (Serving/Retired)	Private Persons accompanying as guests of MPs/Govt. employees
VIP	Rs.450	Rs.900	Rs.1350
Double	Rs.150 + Rs.30 (AC Charges)	Rs.300 + Rs.30 (AC Charges)	Rs.450 + Rs.30 (AC Charges)

4. Demand draft has to be drawn in the same of respective booking agencies and sent to them with hard copy of the online booking application as provided in the website of Directorate of Estates i.e. www.holidayhomes.nic.in. Details are given below for the sake of convenience of the applicant.

(i) For DoE, Delhi quota : Assistant Director of Estates (Cash), New Delhi.

(ii) For DoE, Chennai quota : Assistant Estate Manager, Chennai

(iii) For DoE, Kolkata quota : Estate Manager, Kolkata

(iv) For EE-cum-EM, Port Blair quota : Executive Engineer, Andaman Central Division (ACD), CPWD, Port Blair.

sd/-

(R.N.Yadav)

Deputy Director of Estates (Policy)

Source: www.holidayhomes.nic.in
[http://holidayhomes.nic.in/Circulars/PortBlair.PDF]

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Some useful information - Study material for various departmental Examination

First Presidential election – 1962, to elect Dr. Radha Krishnan First acting President – V.V. Giri  Longest term in office – Dr. Rajendra Prasad (12 years)  Shortest term in Office – Dr. Zakir Hussain  Oldest President in Office – R. Venkata Raman (76 years)  Youngest president in office – Neelam Sanjiva Reddy (64 years)  Acting Presidents – V.V. Giri, Justice Mohammad Hidayatullah, B.D. Jatti.  Died while in office – Dr. Zakir Hussain, Fakhruddin Ali Ahmed.  Only Chief Justice to act as president – Justice Hidayatullah.  42nd amendment states that the President is bound by the advice of the council of ministers. 44th amendment states that the President can ask the council of ministers to reconsider its advice.  Disputes regarding presidential/vice-presidential election are decided by the Supreme Court.

Youngest Prime Minister of India: Rajeev Gandhi  The Prime Minister who ruled for the short term: Charan Singh  Oldest to be the Prime Minister. Morarji Desai  First woman prime minister of India: Indira Gandhi  (Sirimavo Bandaranaika of Sri Lanka was the first woman prime minister in the world). Prime Minister who did not face parliament: Charan Singh  First acting Prime Minister: Gulzarilal Nanda (Interim PM on two occasions - After the demise of Jawaharlal Nehru and again after the sudden demise of Lal Bahadur Sasthri)  Longest term as Prime Minister: Jawaharlal Nehru  Shortest term as Prime Minister: A.B. Vajpayee  First Bachelor Prime Minister: A.B. Vajpayee  First minority Government: V.P. Singh government  First non-Congress government: Morarji Desai government (Janatha Party)

First Union Cabinet (Important Persons) Prime Minister ................................................. Jawaharlal Nehru Deputy Prime Minister .......................................... Vallabhai Patel Home Minister ...................................................... Vallabhai Patel Finance Minister ..................................... RK.Shanmugham Chetti Industry Minister ............................................M. Visweswaraiha Defence Minister .................................................... Baldev Singh Railway Minister ......................................................... L.B. Sastri External Affairs Minister ................................... Laxmi N. Menon. Education Minister .........................................Abdul Kalam Azad Health Minister ..... Rajkumari Amrit Kaur (Princess of Kapurthala) Law Minister .................................................. Dr. B.R. Ambedkar

Lok Sabha General Election 1st Lok Sabha ..................... 1951 2nd Lok Sabha .................... 1957 3rd Lok Sabha .................... 1962 4th Lok Sabha .................... 1967 5th Lok Sabha .................... 1971 6th Lok Sabha .................... 1977 7th Lok Sabha .................... 1980 8th Lok Sabha .................... 1984 9th Lok Sabha .................... 1989 10th Lok Sabha ................... 1991 11th Lok Sabha ................... 1996 12th Lok Sabha ................... 1998 13th Lok Sabha ................... 1999 14th Lok Sabha .................. 2004 15th Lok Sabha ................... 2009

Lok Sabha Constituencies in states Delhi (State) ........................................................................ 7 Andhra Pradesh ................................................................. 42 Arunachal Pradesh .............................................................. 2 Assam ............................................................................... 14 Bihar .................................................................................. 40 Chandigarh (Union Territory) ............................................... 1 Chhattisgarh (State) ........................................................... 11 Dadra and Nagar Haveli (Union Territory) ............................ 1 Daman and Diu (Union Territory) ......................................... 1 Andaman and Nicobar Islands (Union Territory) .................. 1 Goa ..................................................................................... 2 Gujarat ............................................................................... 26 Haryana ............................................................................. 10 Himachal Pradesh ................................................................ 4 Jammu and Kashmir ............................................................. 6 Jharkhand .......................................................................... 14 Karnataka ........................................................................... 28 Kerala ................................................................................ 20 Lakshadweep (Union Territory) ............................................ 1 Madhya Pradesh ................................................................ 29 Maharashtra ....................................................................... 48 Manipur .............................................................................. 2 Meghalaya .......................................................................... 2 Mizoram .............................................................................. 1 Nagaland ............................................................................ 1 Orissa ................................................................................ 21 Puducherry (Union Territory) ............................................... 1 Punjab ............................................................................... 13 Rajasthan ........................................................................... 25 Sikkim ................................................................................. 1 Tamil Nadu ......................................................................... 39 Tripura ................................................................................ 2 Uttarakhand ........................................................................ 5 Uttar Pradesh ..................................................................... 80 West Bengal ....................................................................... 42

1. First empire to define and demarcate civil and criminal law - Gupta Empire 2. First Court ( of judicature) was established in Calcutta on August , 1672 3. The First Law Commission was constituted in 1834 under the Charter Act of 1833. It was chaired by Lord Macaulay. 4. First I.P.C. and CRPC were introduced in Bengal in 1862 by John Beames. 5. The First Federal Court established in 1937. Sir. Maurice Gwyer was the first Federal Court chief justice. 6. Supreme Court was established on March 26, 1774 in Calcutta as a result of Regulating Act of 1773. 7. Oldest High Court - Calcutta High Court (1862) 8. First Indian High Court Judge - Shambhunath Pandit. 9. Youngest Judge - Prasanta Behari Mukherjee at the age of 38. 10. High Court with most judges - Allahabad High Court (60 Judges) 11. First Woman Chief Justice (High Court) - Justice Leila Seth (Delhi) 12. First Indian President of International Court of Justice- Dr. Nagendra Singh (First Indian recipient of World Justice Award) 13. First Chief Justice of Independent India - Justice Harilal J. Kania. 14. First Woman judge of Supreme Court- Meera Sahib Fatima Beevi. 15. First woman judicial officer - Anna Chandy 16. First woman advocate - Cornelia Sorabji 17. “Green Bench” decides on environmental issues. (set up by the Calcutta Court) 18. First Law giver - Manu 19. Largest prison - Tihar Jail.

Collected by  S  Jayachandran, SA, Divisional Office , Mavelikara Division-690101 via-  http://nfpemavelikaradivision.blogspot.com  Please visit- katiharho.blogspot.in

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