Thursday 28 February 2013

Mobile Money Transfer Service


Department of Posts in a tie up with Bharat Sanchar Nigam Limited (BSNL) has commercially launched the Mobile Money Transfer Service in four Postal Circles viz., Punjab, Bihar, Delhi and Kerala on 15th November 2012. The service has been implemented in selected post offices in each of these circles.

The agreement for Mobile Money Transfer Service between Department of Posts and BSNL provides for the extension of the service to other postal circles after review of the same at the end of six months period.

This information was given by Shri Milind Deora, Minister of State for C&IT in a written reply to a question in the Lok Sabha today. 
Source : PIB Release, 27 Feb, 2013

Provision for conversion of CWL policies into EA after six years on the terms of WLA policy in the software of PLI / RPLI - reg


COMMON COMPUTER PROBLEMS


TOP 10 MOST COMMON COMPUTER PROBLEMS

Although most complex computer issues at work can often be solved by the business IT support team, there are many other small, but common, issues that occur on a regular basis on a personal computer. The good news is that many problems with computers have simple solutions, and learning to recognise a problem and fix it yourself will save you a lot of time and money. The following are the top 10 common computer problems that you shouldn’t panic over.
 
1. The Computer Won’t Start
A computer that suddenly shuts off or has difficulty starting up could have a failing power supply. Check that the computer is plugged into the power point properly and, if that doesn’t work, test the power point with another working device to confirm whether or not there is adequate power.
2. The Screen is Blank
If the computer is on but the screen is blank, there may be an issue with the connection between the computer and the screen. First, check to see if the monitor is plugged into a power point and that the connection between the monitor and computer hard drive is secure. If the problem is on a laptop, then you may need to get a professional to fix it as some of the internal wires may be worn.
3. Abnormally Functioning Operating System or Software
If the operating system or other software is either unresponsive or is acting up, then try restarting your computer and run a virus scan. To avoid having this happen, install reliable anti-virus software.


4. Windows Won’t Boot
If you are having troubles booting Windows, then you may have to reinstall it with the Windows recovery disk.
5. The Screen is Frozen
When you computer freezes, you may have no other option than to reboot and risk losing any unsaved work. Freezes can be a sign of insufficient ram, registry conflicts, corrupt or missing files, or spyware. Press and hold the power button until the computer turns off, then restart it and get to work cleaning up the system so that it doesn’t freeze again.

6. Computer is Slow
If your computer is slower than normal, you can often fix the problem simply by cleaning the hard disk of unwanted files. You can also install a firewall, anti-virus and anti-spyware tools, and schedule regular registry scans. External hard drives are great storage solutions for overtaxed CPU’s, and will help your computer run faster.
7. Strange Noises
A lot of noise coming from your computer is generally a sign of either hardware malfunction or a noisy fan. Hard drives often make noise just before they fail, so you may want to back up information just in case, and fans are very easy to replace.
8. Slow Internet
To improve your Internet browser performance, you need to clear cookies and Internet temporary files frequently. In the Windows search bar, type ‘%temp%’ and hit enter to open the temporary files folder.
9. Overheating
If a computer case lacks a sufficient cooling system, then the computer’s components may start to generate excess heat during operation. To avoid your computer burning itself out, turn it off and let it rest if it’s getting hot. Additionally, you can check the fan to make sure it’s working properly.
10. Dropped Internet Connections
Dropped Internet connections can be very frustrating. Often the problem is simple and may be caused by a bad cable or phone line, which is easy to fix. More serious problems include viruses, a bad network card or modem, or a problem with the driver.


Courtesy: comsobc.com , via : http://systemassistant.blogspot.in/

No of chances to be availed for appearing Inspector Posts Examination by APS Candidates

Budget 2013-14 Highlights



Budget for 2013-14 presented in the Lok Sabha Thursday by Finance Minister P. Chidambaram. Few highlights are as under:
 
* No plans to revise direct tax rates * Surcharge of 10% on Rs 1 crore plus income earners.
* Rs 532 crore to make post offices part of core banking. 
* PSU banks to have ATMs at all their branches by March 31, 2014. 
* Rs 80,194 crore allocation for Ministry of Rural Development in 2013-14. About Rs 33,000 crore for MGNREGA.
* TDS of 1% on land deals over Rs 50 lakh, agricultural land exempted. 
* Commodity transaction tax introduced.
 
To view full highlights, please CLICK HERE.

Enhancement of limit for verification of withdrawals from Savings Accounts made at Extra Departmental Sub/Branch Post Offices and Single Handled Post Offices



Our Association has continuously requested Directorate to enhance the limit of verification of withdrawals took place at Single Handed SOs and BOs. This issue was also discussed with Secretary (Posts) during the course of last visit to Directorate. Directorate vide SB order No. 2/2013 dated 26/2/2013 has enhanced the limit of verification of withdrawal at Single Handed Post Office and BOs from Rs. 5000/- to Rs. 10000/- w. e.e f. 1/3/2013. 


To view copy of Directorate, please CLICK HERE. 

Wednesday 27 February 2013

Restriction on Issue of Cheques from Saving Bank Accounts

Reserve Bank of India (RBI) has issued a Master Circular dated 02.07.2012 on ‘Customer Service in Banks’ which, inter-alia, provides that banks may issue cheque books with larger number of leaves (20 or 25) if a customer demands the same and also ensure that adequate stocks of such cheque books (20 / 25 leaves) are maintained with all the branches to meet the requirements of the customers.


This was stated by the Minister of State for Finance, Shri Namo Narian Meena in a written reply to a question in the Rajya Sabha . 


UPSC exam in scheduled languages – Committee Recommendations


UPSC COMMITTEE’S RECOMMENDATIONS REGARDING CONDUCTING UPSC EXAMINATION IN ALL SCHEDULED LANGUAGES – NO REQUEST FROM UPSC REGARDING DELINKING OF SCHEDULED LANGUAGES

No request was received from the Union Public Service Commission (UPSC) regarding de-linking of schedule languages from its scheme of examination. However, Department of Personnel & Training (DOPT) had forwarded to this Ministry for comments, the recommendations of the High Level Standing Committee which had been appointed by the Union Public Service Commission (UPSC) in July, 2009 to examine the modalities for implementing the recommendations of the Parliamentary Resolution of 1968. According to the Resolution, languages included in the Eighth Schedule to the Constitution and English shall be permitted as alternative media for the All India and higher Central Services examination after ascertaining the views of Union Public Service Commission(UPSC) on the future scheme of the examinations, the procedural aspects and the timing etc.
The recommendations of the said Committee are enclosed in Annexure. The Ministry of Home Affairs had agreed with the recommendations.
Recommendations of the High Level Committee appointed by the Union Public Service Commission 
(i) The language adopted by the UPSC for conducting its examination should be based on their growth in the higher educational system and the inclusion of a language in the Eighth Schedule should not be the only basis for its adoption by the UPSC in its All India and Higher Central Services Examinations.
(ii) All candidates should have the option to write Civil Services Examination either in Hindi or English.
(iii) The candidates in the Civil Services Examination should be allowed to write their papers (other than the Indian Language and English Compulsory Papers) in any of the languages included in the Eighth Schedule to the Constitution provided the candidate has had her/his graduation in that particular language medium ofexamination.
(iv) In the interest of maintaining the equality and standards of examinationconducted by UPSC, a minimum number of 25 (twenty five) candidates will be required for conducting examination in any one language.
(v) Considering the dynamics of growth of languages in the higher education system, UPSC may review the above policy after a gap of three years.
This was stated by Minister of State in the Ministry of Home Affairs Shri RPN Singh in Lok Sabha recently
Source : PIB

CGHS – No need to produce original prescription for reimbursement


CGHS CLARIFICATION – CONDITION OF PRODUCING ORIGINAL PRESCRIPTION FOR REIMBURSEMENT OF EXPENSES INCURRED FOR TESTS / INVESTIGATIONS AT PRIVATE HOSPITALS/DIAGNOSTIC LABORATORIES / IMAGING CENTRES RELAXED

Government of India
Ministry of Health &, Family Welfare
Department of Health & Family Welfare
Nirman Bhawan, New Delhi
Dated the 22nd February, 2013
OFFICE MEMORANDUM
Subject: Regarding tests investigations at private hospitals/diagnostic laboratories/ imaging centres empanelled under CGHS.
The undersigned is directed to refer to the Office Memorandum of even no. dated 1st January, 2013 on the above subject wherein it has been provided under Para 3 that the serving government employees / CGHS beneficiaries shall submit medicalprescription in original while claiming reimbursement of expenses incurred on diagnostic tests and investigations, from their office. Keeping in view the inconvenience and difficulties faced by the serving employees / CGHS beneficiaries in submission of prescription in original, it has been decided to relax the above condition and to allow a self attested photocopy of the medical prescription to claim reimbursement of medical expenses incurred on getting diagnostic tests / investigations carried out from a CGHS empanelled hospital / diagnostic laboratory / imaging centre on a valid prescription issued by a CGHS Medical Officer / Govt. Specialist, without a permission letter issued from the Department concerned.
2. The Serving beneficiaries will not require any permission from their Department for getting the diagnostic tests / investigations carried out in a CGHS empanelled private hospital /diagnostic laboratory / imaging centre in respect of investigations for which CGHS rates are available. They will get the prescribed tests done on payment basis and claim reimbursement from their Office. However, the serving employees of Ministry of Health and Family Welfare are eligible for credit facility from the CGHS empanelled private hospitals / diagnostic laboratories and imagingcentres in terms of this Ministry’s OM No. Rec.1- 008/Gr./CGHS/Delhi/CGHS (P) dated 10.06.2008.
3. The medical prescription issued by a CGHS Medical Officer / Government Specialist prescribing diagnostic tests / investigations shall be treated as valid for asingle use within a period of two weeks from the date of prescription. However themedical prescription shall remain valid beyond two weeks for undertaking diagnostic tests / investigations if specifically prescribed by the CGHS doctor / Government Specialist about the date or period by which the prescribed tests are to be conducted for a routine check up or follow up treatment. The medical prescription would require revalidation or issue of a fresh prescription from the prescribing CGHS doctor/Government Specialist for getting the prescribed tests done after expiry of the validity period of two weeks or as prescribed by the CGHS doctor / Govt Specialist, as the case may be.
sd/-
[V.P..Singh]
Deputy Secretary to the Government of India

Mis-Selling of Insurance Products and Unfair Business Practices of Insurance Companies; Implementing the Integrated Grievance Management System (IGMS)


The Insurance Regulatory and Development Authority (IRDA) has informed that following initiatives have been put in place to educate the consumers against mis-selling of insurance products and unfair business practices of Insurance Companies:-

Publicity in English, Hindi and various Indian languages via mass media such as Television, Radio, Print and Internet and other channels such as Metro, alerting prospects and the Public against mis-selling.
IRDA has an exclusive Consumer Education Website (www.policyholder.gov.in) which gives advices to the public and prospects regarding guarding themselves against mis-selling.
IRDA has published Policyholder Handbooks and these handbooks are also uploaded on the web and every insurance company in India has on its website a link to IRDA’s Consumer Education Website.
The IRDA has also published a series of comic books titled ‘Ranjan and his tryst with insurance’ on the theme of guarding against mis-selling which are distributed through various channels.  The Comic book series have also been converted into animation films.
IRDA also supports seminars by various consumer bodies to apread the message on guarding against mis-selling.

            IRDA has informed that various insurance companies are integrated with Integrated Grievance Management System (IGMS) on a real time basis and all complaints registered in the systems of various insurance companies are mirrored in the central repository of IGMS. IRDA analyses the complaints and publishes the same periodically. The data published by IRDA is also available on its Consumer Education Website (www.policyholder.gov.in). The IGMS has helped improve efficiency of insurance companies in handling complaints and identify systemic issues for corrective action. IGMS thus offers a tool to IRDA to monitor certain aspects of market conduct.

            This was stated by the Minister of State for Finance, Shri Namo Narian Meena in a written reply to a question in the Rajya Sabha today.
Source : PIB Release, 26 Feb, 2013

Regarding payment of incentive to SOl/ASP Sub Divisions for verification of RPLI proposals





Tuesday 26 February 2013

Clarification on change of nominee and Insurant name.

Clarification about treatment of Voter ID Card and Aadhaar Card as age proof.

Interest rates on PF deposits increased



NEW DELHI: Retirement fund body EPFO today decided to pay 8.5 per cent interest rate to its over five crore subscribers on their PF deposits for 2012-13, higher than 8.25 per cent provided in the previous fiscal. 


The decision was taken at the meeting of the Central Board of Trustees (CBT), the highest decision making body of the Employees' Provident Fund Organisation (EPFO). The meeting was chaired by the labour minister. 

 "A decision has been taken to pay 8.5 per cent interest on PF deposits, but we have expressed our reservations as we wanted higher interest rate," said D L Sachdev, Secretary All India Trade Union Congress (AITUC) after the CBT meeting.

 (The notification on interest rate is issued by the government after concurrence with the finance ministry).

Transfer and Posting order of the JAG Officers of the Indian Postal Service Group-A


The following transfer and posting order of the JAG Officers of the Indian Postal Service Group-A has been issued vide Directorate Memo No.2-8/2013-SPG dated 21st February, 2013.
 
Sl. No.
Name of the Officer
Presently Posted
Posting on Transfer
1
Sh. Pranav Kumar (IPoS-1995)
Director New Delhi GPO, Delhi Circle
Director (Mails& SP), Delhi Circle
2
Sh. A.K. Sing(IPoS-1989)
DPS, North Region, Muzaffarpur, Bihar Circle
Director (BD & Mktg), Odisha Circle
3
Sh. Pranoy Sharma (IPoS-1998)
OSD to Secretary (Posts)
AGM (BP), BD & M Directorate, New Delhi
4
Sh. Pawan Ku. Sing (IPoS-2000)
Director (BD, Tech & Mktg), Odisha Circle
DPS (HQ), Odisha Circle
5
Sh. Aman Sharma
Director (Mails& SP), Delhi Circle
OSD to Secretary (Posts)
 

HIGHLIGHTS OF RAIL BUDGET 2013-2014

Highlights of Railway Budget 2013-14

Highlights of Railway Budget 2013-14

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Yahoo! India

Highlights of Railway Budget 2013-14

Yahoo India

Rail highlight

Rail Highlight8

Rail Highlight9

Rail Highlight10

Rail highlight 11

Rail highlight 12

Rail Budget 13

Rail budget 14


Railway Budget 2013-14: Railway Institute for Financial Management for Secunderabad


Sunday 24 February 2013

Coming soon, Post Bank of India

The postal department plans to enter the banking business with the Reserve Bank of India deciding to grant new bank licences to entities with credible track-record.

Consultant appointed

Sources said the Department of Posts, which has a strong foot print in rural areas, has appointed Ernst and Young (E&Y) as the consultant for the proposed ‘Post Bank’

“Ernst and Young is expected to submit a detailed project report by April, after which all the necessary measures will be taken up to apply for banking licence,” a source at the Ministry of Communications and Information Technology told PTI.

The sources added that the Department of Post (DoP) might need Cabinet approval for setting up Post Bank of India.

Of the 1.55 lakh post offices in the country, around 24,000 district offices may be ready to offer banking services in the next two years.

The DoP is in process of setting up 1,000 ATMs.

“Post Bank shall not only take care of the banking needs of the rural poor but shall also converge with micro-insurance and micro-remittance services of the DoP,” the source said.

As per data shared with Parliament, there were over 26 crore operational small savings accounts in post offices as on March 31, 2012, having deposits worth Rs.1.9 lakh crore.

Courtesy – The Hindu, 23rd Feb, 2013

FR SR, Part III Central Civil Services - Leave Rules

FR & SR Part III
Central Civil Services - Leave Rules

1. Short title and commencement

(1) These rules may be called the Central Civil Services (Leave) Rules, 1972.

(2) They shall come into force on the 1st day of June, 1972.


2. Extent of application

Save as otherwise provided in these rules, these rules shall apply to Government servants appointed to the civil services and posts in connection with the affairs of the Union, but shall not apply to-

(a) Railway servants;

(b) persons in casual or daily-rated or part-time employment;

(c) persons paid from contingencies;

(d) workmen employed in industrial establishments;

(e) persons employed in work-charged establishments;

(f) members of the All India Services;

(g) persons locally recruited for service in Diplomatic, Consular or other Indian establishments in foreign countries;

(h) persons employed on contract except when the contract provides otherwise;

(i) persons in respect of whom special provisions have been made by or under the provisions of the Constitution or any other law for the time being in force;

(j) persons governed, for purposes of leave, by the Fundamental Rules or the Civil Service Regulations;

(k) persons serving under a Central Government Department, on deputation from a State Government or any other source, for a limited duration.

Rule 7(1) - Leave cannot be claimed as of right.

Rule 7(2) - The leave sanctioning authority may refuse or revoke leave of any kind, but cannot alter the kind of leave due and applied for.

Rule 10(i) - Leave of one kind taken earlier may be converted into leave of a different kind at a later date at the request of the official and at the discretion of the authority who granted the leave. For example, extraordinary leave may be retrospectively converted into leave not due and earned leave into half pay leave or earned leave on MC into commuted leave, as the case may be. The Government servant should apply for such conversion within thirty days of completion of the relevant spell of leave. This, however, cannot be claimed s a matter of right by the official.

Rule 10, GID - Conversion of one kind of leave into leave of a different kind is permissible only when applied for thy the official while in service and not after quitting service.

Rule 32(6) - Leave sanctioning authority may commute retrospectively periods of absence without leave into Extraordinary leave.

Rule 12 - No leave of any kind can be granted for a continuous period exceeding five years except with the sanction of the President.

Rule 13 - An official on leave should not take up any service or employment elsewhere without obtaining prior sanction of the Competent Authority.

Rule 19(1) - Grant of Leave on Medical grounds. – Government servant (Gazetted or non-Gazetted) – (1) who is CGHS beneficiary and resending within the limits of CGHS at the time of illness should produce medical certificate/fitness certificate from a CGHS doctor.

Rule 19(2) - Who is not CGHS beneficiary and CGHS beneficiaries who proceed outside the Headquarter on duty, leave etc., should produce the certificate from AMA, and in such cases, a non-Gazetted Government servant may produce certificate from RMP if there is no AMA if there is no AMA available within a radius of 8 kms of his residence.

Where a non-Gazetted Government servant finds it difficult to obtain Medical Certificate / Fitness Certificate from CGHS / AMA, the leave sanctioning authority may consider grant of leave on the basis of the certificate from an RMP after taking into account the circumstances of the case.

Rule 19(3) - In the case of hospitalization / indoor treatment permitted in a private hospital recognized under the CGHS CS (MA) Rules, a Government servant (Gazetted or non-Gazetted) may produce MC / FC from the authorized Doctor in such a hospital in case his hospitalization / indoor treatment is on account of the particular kind of disease (e.g. heart, cancer, etc.,) for the treatment of which the concerned Hospital has been recognized. This relaxation is not admissible is case of any day-to-day / outdoor treatment or indoor treatment in respect of any other disease.

Leave sanctioning authority any secure second medical opinion if considered necessary – Rule

Rule 24 (3) and Rule 19 - A Government servant who is on leave on medical certificate will be permitted to return to duty only on production of a medical certificate of fitness from the AMA / CGHS Doctor/Registered Medical Practitioner, as the case may be.

Rule 25(1) - Overstayal of leave without proper sanction, will be debited against the HPL account of the Government servant to the extent HPL is due and the excess treated as EOL. No leave salary is admissible for the entire period of overstayal and the period of such overstayal will not count for increment, leave and pension.

Rule 25(2) - Wilful absence from duty after the expiry of leave renders a Government servant liable to disciplinary action.

Rule 25(1) - Absence without leave not in continuation of any authorized leave will constitute an interruption of service unless it is regularized.

Rule 20(2) - Permanently incapacitated Government servants not to be invalided. – A Government servant who has been permanently incapacitated from Government service on account of mental or physical disability shall not be invalided or reduced in rank. If he is not suitable ofr the present post, he could be shifted to some other post with the same pay scale and service benefits post becomes available or his superannuation, whichever is earlier. No promotion shall be denied.

Kinds of Leave:-

EARNED LEAVE
HALF PAY LEAVE
COMMUTED LEAVE
LEAVE NOT DUE
EXTRAORDINARY LEAVE
LEAVE ENTITLEMENT FOR VACATION DEPARTMENT STAFF
MATERNITY LEAVE
PATERNITY LEAVE
LEAVE TO FEMALE ON ADOPTION OF CHLID
CHILD CARE LEAVE
SPECIAL DISABILITY LEAVE
HOSPITAL LEAVE
STUDY LEAVE

Source: CG Staff News

FAQs related to the New Pension Scheme (NPS)

1.            Whether a retiring Government servant is entitled for leave encashment after retirement under the NPS?
 Answer : The benefit of encashment of leave salary is not a part of the retirement benefits admissible under Central Civil Services (Pension) Rules, 1972. It is payable in terms of CCS (Leave) Rules which will continue to be applicable to the government servants who join the government service on after 1-1-2004. Therefore, the benefit of encashment of leave salary payable to the governments/to their families on account of retirement/death will be admissible.

2.            Why is it mandatory to use 40% of pension wealth to purchase the annuity at the time of the exit (i.e. after the age of 60 years) from NPS?
 Answer :  This provision has been made in the New Pension Scheme with an intention that the retired government servants should get regular monthly income during their retired life.

3.            Whether any minimum age or minimum service is required to quit from Tier-I?
Answer :  Exit from Tier-I can only take place when an individual leaves Government service.

4.            Whether Dearness Pay is counted as basic pay for recovery of 10% for Tier-I?
 Answer :  As per the New Pension Scheme, the total Dearness Allowance is to be taken into account for working out the contributions to Tier-I. Subsequently, a part of the “Dearness Allowance” has been treated as Dearness Pay. Therefore, this should also be reckoned for the purpose of contributions.

5.            Whether contribution towards Tier-I from arrears of DA is to be deducted?
 Answer :  Yes. Since the contribution is to be worked out at 10% of (Pay+ DP+DA), it needs to be revised whenever there is any change in these elements

6.            Who will calculate the interest PAO or CPAO?
 Answer :  The PAO should calculate the interest.

7.            What happens if an employee gets transferred during the month? Which office will make deduction of Contribution?
 Answer :  As in the case of other recoveries, the recovery of contributions towards New Pension Scheme for the full month (both individual and government) will be made by the office who will draw salary for the maximum period.

8.            Whether NPA payable to medical officers will count towards ‘Pay’ for the purpose of working out contributions to NPS?
 Answer :  Yes. Ministry of Health & Family Welfare has clarified vide their O.M. no. A45012/11/97-CHS.V dated 7-4-98 that the Non-Practising Allowance shall count as ‘pay’ for all service benefits. Therefore, this will be taken into account for working out the contribution towards the New Pension Scheme.

9.            Whether a government servant who was already in service prior to 1.1.2004, if appointed in a different post under the Government of India, will be governed by the CCS (Pension) Rules or NPS?
 Answer :   In cases where Government servants apply for posts in the same or other departments and on selection they are asked to render technical resignation, the past services are counted towards pension under CCS (Pension) Rules, 1972. Since the Government servant had originally joined government service prior to 1-1-2004, he should be covered under the CCS (Pension) Rules, 1972.

SQL Server 2000 installation fails with "...previous program installation..."

Error:
        SQL Server 2000 installation fails with "...previous program installation..." error message
WARNING: If you use Registry Editor incorrectly, you may cause serious problems that may require you to reinstall your operating system.





Solution:

  • Restart the computer and see if you are able to run the setup. If the restart does not help, use the steps that follow.
  • Perform these steps and then run the SQL Server 2000 setup again:
  • Click Start, and then click Run.
  • In the Open dialog box, type: "Regedit" (without the quotation marks) or "Regedt32" (without the quotation marks)
  • Click OK.
  • NOTE: Please make sure that you only delete the value mentioned, not the whole session manager key.
  • In Registry Editor, expand the following registry subkey:HKEY_LOCAL_MACHINE\SYSTEM\CurrentControlSet\Control\Session Manager 
  • On the File menu, click Export.
  • NOTE: In Microsoft Windows 2000, click Export Registry File from the Registry menu.
  • In the File name text box, type: "Session Manager Key" (without the quotation marks) 
  • Click Save.
  • In the right-pane of the Registry Editor window, right-click PendingFileRenameOperations. On the shortcut menu that appears, click Delete.
  • In the Confirm Value Delete message dialog box that appears, click Yes.
  • On the File menu, click Exit.


NOTE: In Windows 2000, click Exit on the Registry menu.

Restart the computer.
Using the Registry Editor, verify that the PendingFileRenameOperations registry value is not available.

Note: The PendingFileRenameOperations registry value may be re-created when you restart the computer. If the registry values are re-created, delete the PendingFileRenameOperations registry value again by completing steps a through j, and then run SQL Server 2000 Setup. Do not restart the computer before you run SQL Server 2000 Setup.

Courtesy : http://potools.blogspot.in

Thursday 21 February 2013

SB Aptitude Test: SB Manuals, SB Acts, SB Orders