Pension :
1 The maximum limit for commutation has been raised to 40% w.e.f.
1.1.1996.A Government servant is now entitled to commute for a lumpsum
payment up to 40% of his/her pension.
2 Provisional pension and provisional gratuity (up to 100%) should be
sanctioned by the Head of Office if he were of the opinion that the
Government servant is likely to retire before his pension or gratuity or
both can be finally assessed and settled in accordance with the
relevant rules.
3 In the case of a missing Government servant/pensioner, family pension
can be paid after a period of six months from the date of lodging an FIR
with the police authorities.
4 A judicially separated spouse of the deceased Government servant with
children can get family pension after the children cease to be eligible
till his/her death/remarriage, whichever is earlier.
5 Dependent parents and widowed/divorced daughter/unmarried daughter are
now included in the definition of family for the purpose of
consideration for grant of family pension.
6 Family pension is also admissible to a posthumous child and also to
children from the void or the voidable marriage as per the relevant
provisions in the rules.
7 Normal family pension is now at a uniform rate of 30% of pay last drawn, subject to a minimum of Rs. 3500 (w.e.f. 1.1.2006).
8 Family pension is admissible to children from the void or voidable
marriage in their own turn, after the legally wedded wife ceases to be
the recipient of the family pension.
9 In the event of death of a family pensioner, the arrears of family
pension is automatically payable to the eligible member of the family
next in line. Succession certificate for payment of the arrears is
required only in such cases where there is no family member eligible to
receive family pension after the death of the family pensioner.
10 With effect from 1.1.2006, in case of a Government Servant retiring
in accordance with the provisions of CCS(Pension) Rules after completing
qualifying service of not less than ten years, the amount of pension is
calculated at fifty percent of emoluments or average emoluments
whichever is more beneficial to him.
Gratuity :
11 The maximum limit of all types of gratuity has been raised to Rs. 10 lakhs w.e.f. 1.1.2006
12 Dearness Allowance admissible on the date of retirement/death is
included in the emoluments for the purpose of computing all types of
gratuity.
13 Interest (at the rate applicable to GPF deposits determined from time
to time by the Government of India) is payable on delayed payment of
DCRG, if it is delayed beyond three months from the date of retirement.
14 Qualifying service of 3 months and above may be rounded-off into a
completed six-monthly period for the purpose of computation of both
pension and DCRG. The period of nine months would thus be considered as
two half years.
15 Dismissal or removal of a Government servant from a service or post entails forfeiture of his/her past service
Miscellaneous :
16 PPO should be issued so as to reach the Government servant at least one month in advance of his date of superannuation.
17 No specific orders are necessary for retirement on due date.
18 Retirement benefits up to Rs. 10,000 can be paid through uncrossed cheque/demand draft.
19 Encashment of leave is a benefit granted under CCS (Leave) Rules and
thus not a pensionary benefit. As per the current provision, no interest
is payable on the delayed payment of leave encashment.
20 Payments under Central Government Employees Group Insurance Scheme
(CGEGIS) are not terminal benefit and can not be withheld. No Government
dues can be recovered from the accumulation except the amount claimed
by the financial institution as dues from the employee on account of
loans taken for house building purpose.No interest is payable on account
of the delayed payments under this scheme.
21 Dues to Municipality (water and electricity charges etc.) and
Co-operative Societies are not treated as Government dues, since
Municipal Committees and Co-operative Societies are not considered as
Government bodies/organizations. No recovery of such dues can be made
from the DCRG.
22 Only arrears of license fee can be recovered from dearness relief.
Source:http://www.pensionersportal.gov.in/douknow.asp
via : http://postalinspectors.blogspot.in/