Tuesday, 27 December 2011

TIPS FOR ATM USERS


Ø      Always go for banking in daylight hours and specially avoid to visiting ATM at weekend night.
Ø      Always choose ATM location which you are most familiar, most nearest point from your home or heavily traveled areas.
Ø      First observe the surroundings of ATM before make any transaction, if there are any person looking you then tries to avoid using ATM this time.
Ø      The best practice is that always go for ATM with any family member or with your best friend.
Ø      Avoid using if you find any other machine or code reader attached with the ATM machine.
Ø      Always select the ATM that is monitored by bank security or with security camera.

Ø      Be careful when any strangers offer to help you at an ATM, even if your card is block by machine or you are experiencing difficulty with the transaction.

Ø      Check your surrounding any other person in the queue keep an acceptable distance from you. 
Ø      Stand very close to the ATM and shield the keypad with your hand when keying in   your PIN code otherwise any other person can guess your number.
Ø      Press the Cancel key on keyboard when you find the ATM is not working properly and withdraw your card. Avoid force your card into the card slot.
Ø      Always keep your printed transaction record so that you can compare your ATM receipts to your monthly statement.
Ø      If your card jammed in ATM, report this immediately to the bank.
Ø      Try to memorize your PIN code and avoid writing it down on public access book, doing so on secret book.
Ø      Never tell your PIN to any third person, whether to family member, office staff.
Ø      Avoid using easily guessable numbers for your PIN code for example your date of birth, your phone number and others.
Ø      Change your PIN code on weekly basis.
Ø      Weekly check your account balance and bank statements if you find any problem, contact to your bank immediately.

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