POST OFFICE
SAVING BANK MANUAL VOLUME I
1. What is the current rate of interest on
saving accounts?
a) 3.5% b) 4%
c) 8%
d) 8.2 % Ans:b
2. The revised rate of interest @4% on
saving accounts wef
a) 01 Oct 2011 b) 01
Dec 2011
c) 01 Nov 2011 d) 01 Jan 2012 Ans:b
3. How many Single saving accounts may be
opened by an adult in his own name in any one post office?
a) Only one b) Only
Two
c) No such limit d) None
of these Ans:a(4)
4. How many adult may open a joint saving
account?
a) Two b) Three
c) Two or three d) None
of these Ans:c
5. What is the minimum age for opening a
single saving account by a minor himself in his name?
a) 10 years b) 14
years
c) 18 years d) No
min age limit Ans:a
6. How many saving accounts can be opened
by a guardian on behalf of a minor?
a)
Only one account can be opened on behalf of one
minor by one guardian i.e either mother or father
b)
Only two account can be opened on behalf of one
minor by both the father and mother
c)
No min limit
d)
None of these Ans:a
7. What is the fee for making nomination
in a saving accounts first time
a) Rs 1/- b) Rs 2/-
c) Rs 3/-
d) Free Ans:d
8. What is the fee for getting the
nomination altered in a savings account
a) Rs 1/- b) Rs 2/-
c) Rs 3/-
d) Rs 5/- Ans:a
9. In what manner fee for getting the nomination cancelled in a
Savings account is to be paid?
a) In shape of cash
b) By
deposit to UCR
c) In shape of stamp affixed on the
application
d) None of
these
Ans:c
10. How many times withdrawal can be made
from a savings account standing at BO in a day?
a) Two times only b) Only
once
c) Any number of times d) None
of these Ans:b
11. How many times withdrawal can be made
from a savings account standing at SO/HO in a day?
a) Two times only b) Only
once
c) Any number of times d) None
of these Ans:c
12. Up to what amount payment order for
withdrawal from saving account may be sanctioned by a branch postmaster?
a) Rs 500/- b) Rs
2500/-
c) Rs 5000/- d) Rs
10000/- Ans:c
13. What is minimum balance should remain in
a savings account without cheque account after withdrawal?
a) Rs 50/- b) Rs 500/-
c) Rs 1000/- d) Rs
100/- Ans:a
14. What is minimum balance should remain in
a savings account with cheque book after withdrawal?
a) Rs 50/- b) Rs 500/-
c) Rs 1000/- d) Rs
100/- Ans:b
15. Whether
nomination facility is available in savings account opened in the name
of a minor by his guardian?
a) Yes b) No
c) Cannot say d) None of these Ans:b
16. Mark the correct option
a)
Minor cannot appoint a messenger for making
withdrawal from SB account
b)
At the time of making a withdrawal by cheque
from saving account not necessary to provide
pass book
c)
The amount annual interest added in a saving
account may not be treated as transaction in that account
d) All
the above Ans:d
17. What is minimum amount may be withdrawn
by a cheque from a cheque saving account?
a) Rs 500/- b) Rs
100/-
c) Rs 100/- d) Rs
20/- Ans:d
8. After how many consecutive years
without any transaction a saving account is treated as silent account?
a) 2 years b) 3 years
c) 4 years
d) 5 years Ans:b
19. What is the fee for issue of duplicate
passbook in saving account?
a) Rs 20/- b) Rs 10/-
c) Rs 5/-
d) Free Ans:b
20. In what manner the fee for issue of duplicate pass book of
savings account is paid by the depositor?
a)
By cash
b)
By crediting to UCR
c)
Postage stamp equal to the value of the fee to
be affixed on the application
d)
Through ACG 67 Ans:c
21. Which office issue duplicate
passbook of a saving accounts is paid by
the depositor?
a) Head
Office b) SO
c) The same SO where A/c Stands d) None
of these Ans:c
22. What is the fee for transfer of saving
account from one post office to another post office?
a) Rs 5/- b) Rs 10/-
c) Rs 1/- shape of postage d) Free Ans:d
23. Mark the correct option
a)
The final withdrawal in saving account made
through SB 7 only
b)
In joint B saving accounts at the time of
transfer and closing all the account holder’s signature is required.
c)
Saving account of deceased depositor can not be
transferred from one post office to another post office
d)
All the above Ans:d
24. How many persons can be nominated by the depositor
of a savings account?
a) Only one persons b) Two
persons only
c) Any number of person d) None of these Ans:c
25. What is the maximum balance may be
deposited to Single/ Joint account
a) 1 lac/2 lac b) 2lac/3 lac
c) No maximum limit d) None of these Ans:c
(Prepared & published by AB Kantharaja, Mobile 08969822340
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